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iBNB Digest
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04-08-2021

# Financial Knowledge

The purpose of iBNB is to improve the financial literacy of our investors, however we can. Because we love finance, we leave daily financial knowledge for our investors to learn more about finance. Let's have a look at returns from claiming versus reinvesting.
By simply claiming and not reinvesting, you would just add up the percentages: 2.2% times 30 = 66%. Not bad.
By reinvesting, we calculate the cumulative returns. Cumulative returns require a bit more understanding of financial numbers. Our daily rewards reinvested daily have a cumulative effect. They grow larger the more you invest.
In finance, you calculate cumulative returns with 3 simple points and an exponential (to the power of):
1. 1.
Your starting capital is 100% (or 1).
2. 2.
What's the BNB reward or ROI percentage? (Â±2.2%)
3. 3.
What's the number of days or interval of payment? (let's say 30 for a sustainable month)
Now, let's place everything in the right place for the following formula:
1
1.ROI^interval
Copied!
That's 1.022^30 or 92.1%. That's a lot more than the 60% we would get by just claiming.

# Main Section

Good morning, good afternoon, and good evening wherever you are in this world
We have new and exciting news for iBNB investors.
Let's get straight to it.
Baby Safemoon
Telegram Mascots
Community Ideas Reviewed
Triweekly Announcements
International Communities
Ladies and gentlemen, the launch of the first token on the nBNB network was a SUCCESS.
Pre-sale filled in 20 seconds.
I am very proud of the whole team (mods, core team, BSFM team, and all developers involved).
Allow me to reiterate why this is a big deal for us.
• Tokenomics
• Mechanics
If you read skim over the text, you will see that 3% of transactions will go to the iBNB Reward (Dividend) Pool. If you read well, you will also see that during market price drops (dips), it can go upto a maximum of 5% of all transactions to the iBNB Reward (Dividend) Pool with 12.5% reflections for BSFM holders, while taxes are dropped for investors that "want to buy the dip".
In "dips", the buying tax can drop to 5%, which means people will buy at a discount.
If you missed out on pre-sale, you can still purchase BSFM after launch. Contract Address: 0xb237d9c2b443893c81a6d7b563e8934fdbe23177
Thanks to one of our mods, weâ€™ve come in contact with good marketing leads and now also devs that specialize in making Telegram bots.
This means that weâ€™re working on custom bots (we can call them mascots) for the nBNB network.
For now, this will be for iBNB and BSFM.
We have a few basic functionalities in mind. But the question is, what would you like to see our telegram bot do?
Trello Community Board: https://trello.com/b/7YTpw5Sr/community-boardâ€‹
We went through a few Trello ideas, such as the ones in the list Random Ideas. There were some really really interesting ideas! Some of which we are considering implementing and collaborating on in the future! Chapeau for the great ideas! ðŸŽ‰ We have great minds in our community!
Trello Community Board: https://trello.com/b/7YTpw5Sr/community-boardâ€‹
Announcements are three times a week: Monday: 12:00 UT Wednesday: 12:00 UTC Friday: 12:00 UTC
By doing so, we will be able to provide you with better and bigger updates.
We are happy to announce that we have expanded to support more intenational communities. If there is request for more communities, please contact a moderator!
List of languages/communities we currently represent.
iBNB Merch
Do you have questions?
Thanks to the t-shirt design competition, our contributors, and one of our great mods, we will be getting merch.